Best personal Loans App that gives you instant cash


Money lending apps in India have slowly become popular owing to the many benefits they offer – customized loans, low-interest rates, online credit cards, the simple application process, and 24X7 tracking. Today, multiple instant loan apps in India offer a fast, paperless, and hassle-free way of getting quick access to funds to achieve a dream or during a financial emergency.

List of the best instant personal loan apps in India:

1.PaySense-click here

  PaySense is an instant money app that offers"
  • Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
  • Get prompt loan approval and money in your account
  • Doorstep collection of documents; just sign & hand over the required documents to the courier
  • Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
  • Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
  • Never taken a loan previously? It’s okay - we serve the users who are new to the credit and lending system.                     
2.Dhani-click here

Dhani popularly marketed as a phone use loan app, instantly disburses the loan amount to your bank account. You can apply for a personal loan anytime, anywhere. You can get a loan of up to ₹15 Lakh instantly at an interest rate starting at 12%.
Everyone can download the Dhani loan app for free, enter your Adhaar card number, your loan amount, and get the loan amount in your account instantly.

3.CASHE-click here

CASHe is a great way to secure funds during an emergency or financial crisis. All you need to do is download the CASHe app on your phone (Google Play Store for Android users and Apple store for iPhone users), upload the necessary documents on the app; once approved, the loan amount is credited to your account in just a few minutes. You can also transfer a part of your loan amount directly to your Paytm wallet. Do note that CASHe approves loans based on the social profile, merit, and earning potential of the borrower by using a proprietary algorithm based machine learning platform.
Founded in: 2016
Minimum Loan Amount: INR 5,000 
Maximum Loan Amount: INR 2,00,000

4.MoneyView-click here

Get an Instant Loan
  • Quick disbursal up to ₹5 Lakhs
  • Low monthly interest starting from 1.33%
  • Safe & secure online application
5.MoneyTap-click here

MoneyTap is India’s first app-based credit line. The best part is its no-usage-no-interest feature, which has made taking credit more affordable. Thanks to this feature, you only pay interest on the amount used. It is a personal loan app that provides a line of credit to customers, which works as an instant loan or a credit card.

MoneyTap is essentially a money lending company with flexible interest rates, currently servicing clients in Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai as well as 30+ cities in India.

6.PayMe India-click here

Based out of Noida in Uttar Pradesh, PayMe is a fin-tech company that offers short-term loans to corporate employees who require instant cash. They provide short term cash loans, instant payday loans, and advance salary loans to salaried corporate employees at low-interest rates to help them meet their financial needs. Their loan application process takes place entirely through the app. The lending process is reliable and quick too. PayMe has a strong customer support team that is known to be very responsive and helpful to new borrowers. The company also raised $2 million from Singapore-based investors last year. 

Founded in: 2016
Minimum Loan Amount: INR 1000
Maximum Loan Amount: INR 1,00,000

KreditBee is an instant personal loan app for young professionals. You can get a loan of up to ₹ 1 Lakh. The loan process is 100% online. The disbursement is done within 15 mins, and the amount is directly credited to your bank account.

8.NIRA-click here

Nira is one of the newest money lending apps in India. After you download the app, you can find out if you qualify for the loan in just 3 minutes. If you are eligible, you are given a credit line of INR 1, 00, 000. You can withdraw about INR 5000, or more, anytime you need the money and payback in easy installments between three to 12 months. The best part is that you don’t need to have a high credit score to apply. So, if you need some money urgently, Nira is a good option. 
9.Credy-click here

Personalized Experience
  • Low CIBIL Allowed
  • Money in 24 Hours
  • Rates from 1% pm
  • Fast, Reliable Service
10.FlexSalary-click here

Get an instant cash loan up to Rs. 2 Lakh against your salary anytime.
A personal loan with no fixed EMI.

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